This program helps homeowners who may have a financial hardship but could afford their mortgage with a loan modification. We refer clients to a trusted attorney or law firm specializing in loan modification.

Benefits:

• Most loan types qualify
• Other legal services available, including bankruptcy
• Have legal representation for a fraction of the typical cost
• Available in Most States, including California
• Commercial Loans also accepted

Note: This program is usually the best option for homeowners that have a more complicated scenario, such as multiple properties, foreclosure, self-employed, or feel as if they were misrepresented; however, it’s not for homeowners who have very little or no income and would not be able to qualify for a loan modification. This program is best suited for homeowners who do not have significant negative equity in their properties, as principal reduction is only an option in very limited circumstances.