H.E.L.P. Program

H.E.L.P. Program (Homeowner Education and Legal Protection)

The H.E.L.P program assist homeowners who may have been victims of predatory lending or put into so-called “toxic” loans.

A significant percentage of loans originated during the mortgage boom were in violation of federal and/or state fair lending laws. We provide you with a forensic loan audit to unconver these violations and therefore determine if the lender is liable for damages.  If violations are found you the next step would be to contact the lender and/or an attorney to begin discussions, negotiations and/or litigation. 

Benefits:

• May increase your chances of a loan modification.
• Shifts the power from the lender to the borrower.
• Provides the information that an attorney would require to take on such a case.
• Allows you to exercise your rights as a consumer and borrower against the lender.

Note: The potential benefits of this program are significant, but the process can be lengthy, so it’s not necessarily suited for someone who wants a quick fix.