Fair Lending Laws Protect Homeowners
June 1, 2009 by Jeremy Kossen
Filed under Lender Violations
It’s been reported that up to 70% of mortgages originated during the “boom” years contained violations to the rights of borrowers under federal and state fair lending laws.
These laws protect homeowners, and the discovery and documentation of violations can be invaluable for homeowners trying to negotiate a mortgage or loan modification.
For example, a violation to TILA, or the Truth in Lending Act, extends a borrower’s right to cancel from three days to three years.
In order to determine if your rights were violated, you may want to consider obtaining a forensic loan audit.
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